Flood insurance cheaper, annual report says

Olympian news servicesOctober 6, 2013 

Thurston County has issued its annual report on its progress in implementing the county’s 2012 Flood Hazard Mitigation Plan.

The Hazard Mitigation Plan is a progress report required as part of Thurston County’s recertification under the National Flood Insurance Community Rating System.

Because the county has completed several flood mitigation and preparedness actions and received a Community Rating System score of four out of nine, residents of unincorporated Thurston County can now receive as much as a 30 percent discount for flood insurance.

Last year the county received a 25 percent reduction.

Thurston County officials encourage citizens to purchase flood insurance now because there is a 30-day waiting period after the first payment is made before the policy is effective, according to a news release.

For homeowners and renters, national flood insurance is the only dependable form of financial protection against flood damage; standard homeowner’s insurance doesn’t cover damage from flooding, and federal disaster assistance is available only for federally declared disasters, according to Thurston County.

In its annual report, Thurston County says 24 of its 32 mitigation initiatives are ongoing, including public outreach activities, capital improvement project identification and flood hazard modeling. Five of the mitigation initiatives are complete, and three will be implemented when resources become available, according to Thurston County.

The copies of the 2012 Flood Hazard Mitigation Plan and the 2013 Progress Report can be viewed at co. thurston.wa.us/planning/ natural-res/natural-flood. htm under the “News and Links” heading.

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