This Popular Retirement Destination Has a Big Problem No One Is Talking About Enough
When looking for a new home in retirement, there are a few boxes you absolutely want checked. And while affordability and walkability are usually up towards the top of the list, access to good healthcare is always in the mix. This is because many retirees find their healthcare needs increase as they age, and they often spend more time at the doctor's than they did in their working days.
Well, one state that has long been considered a dream retirement destination may turn out to be a nightmare for some residents, as it reports an unusually high number of malpractice claims each year. In fact, this state ranks second in the country for these types of claims, and the number of complaints seems to be growing each year...right along with the population of retirees.
Florida Ranks Second in Malpractice Claims
The Sunshine State is known for its beautiful beaches, varied wildlife, and tax-friendly laws. That last one is also one of the things that make Florida very popular with retirees. As such, the state leads the country in the number of active retirement communities, with 673 more than any other state, according to research from The Schiller Kessler Group.
But Florida may be hiding a less alluring detail as well: the state ranks second in paid malpractice claims. According to the research, the state has had 5,875 reports from 2021 to 2025, totaling in $1.92 billion in payouts. In short, Florida patients say their doctors are making mistakes, and healthcare providers are paying up as a result.
What Florida's Malpractice Rate Means for Seniors
It's no secret that Florida is the number one destination for retirees, and it doesn't seem like that is going to change anytime. That may mean greater strain on the state's healthcare system, which could worry those considering moving to the state.
For example, the Schiller Kessler Group says that Florida's 65 and older population is likely to grow by about 2.7 million people by 2030, accounting for around 25 percent of the state's entire population.
Related: 3 Worst States To Retire In If You Plan On Living On Social Security Alone
"More retirees mean more patients-specifically, more vulnerable patients who require complex, high-stakes care," an email about the report that was sent to Parade said. "And over 20 percent of Medicare patients report experiencing malpractice in nursing home settings. The pressure on Florida's healthcare infrastructure will rise in direct proportion to the population it serves."
While this may not be enough to cause you to change your mind about moving to Florida in retirement, it should be enough to make you carefully consider the medical professionals you hire once you arrive. You can find out more by visiting the Florida Department of Health website, which allows people to search for "Discipline and Administration Actions."
While finding a provider on that list doesn't necessarily mean they did anything wrong, it could uncover a pattern for some providers that is worth considering before you elect them as your new primary caregiver or specialist.
Disclaimer: This article is for informational purposes only and does not constitute financial advice.
Copyright 2026 The Arena Group, Inc. All Rights Reserved
This story was originally published May 17, 2026 at 5:04 AM.